Platforms financing trade receivables and commodity flows, each seeking facilities to scale a book that turns over rapidly and is secured against underlying trade documents rather than against a balance sheet.
Receivables lending is priced on the quality of the underlying obligor, not the borrower — which means the diligence burden falls on data the platform holds about its customers' customers. Most platforms at this stage have that data. Very few have it in a form a credit committee can test.
Facility structuring appropriate to a short-duration self-liquidating asset, eligibility and concentration frameworks, and lender engagement across banks and specialty credit funds with trade finance appetite.
In receivables lending, data hygiene is the credit story. The book can be excellent and still be unfundable if the platform can't evidence it in the form a credit committee tests.
Last reviewed August 2026
USD 100,000,000
A two-tranche club facility for a multi-market emerging-markets lender
USD senior tranche at the Singapore holdco · local-currency and ECB tranche at the India NBFC subsidiary
Running the reporting a credit facility actually commits you to
Borrowing-base calculation, covenant compliance testing, and monthly lender reporting operated as an ongoing service
Tell us the transaction and the timetable. If it is not something we should run, we will say so.